Terms of Use

1. Notice/acceptance of terms.

This Global Terms of Service Agreement (the "Agreement") is a legally binding contract between you and Acumen Advisers, a corporation incorporated under the laws of Canada. This Agreement governs your use of the Site (as defined below).

Be sure that you carefully read and fully understand this Agreement. We are willing to provide you with access to the Site only on the condition that you accept all of the terms contained in this Agreement. Your use of the Site, including without limitation any of the products or services offered on the Site, will constitute your acceptance of, and agreement to be bound by, all the terms of this Agreement. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, INCLUDING WITHOUT LIMITATION ANY SUBSEQUENT AMENDMENTS OR MODIFICATIONS POSTED AT THE TIME OF ANY FUTURE ACCESS, DO NOT ACCESS THE SITE OR ANY PRODUCTS OR SERVICES PROVIDED ON OR THROUGH THE SITE.

Please note that the information contained herein is subject to change without notice. The disclaimers, terms and conditions on these pages are of general application and may be supplemented by additional disclaimers, guidelines, rules, terms or conditions of specific application on any particular page of this Site.

2. Description of service.

Acumen Advisers currently provides users with access to a wide variety of online financial services, tools and tax preparation services, as amended from time to time, currently found at https://www.acumenadvisers.com . Unless explicitly stated otherwise, any new features that augment the current site, shall be subject to this Agreement. Certain products or services may be available only in certain jurisdictions in accordance with local laws.

3. Intellectual property.

Acumen AdvisErs either owns or has obtained permission from the owner to use all of the content on this Site. The names, graphics, logos, icons, designs, words, titles and phrases on this Site constitute trade-marks, trade names, trade dress and associated products and services of Acumen AdvisErs or its affiliates.

Any unauthorized copying, redistribution, reproduction or modification of the contents of this Site by any person may be a violation of federal or common law, trade-mark and/or copyright laws and could subject such person to legal action.

4. Modifications to site.

Acumen AdvisErs reserves the right to modify, suspend or discontinue, temporarily or permanently, the Site (or any part thereof) from time to time, for any or no reason and without notice. You agree that Acumen AdvisErs shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site. The information and materials contained on the Site are subject to change.

5. Registration obligations.

In consideration of your use of the Site, where you have provided Acumen AdvisErs with information about yourself in response to prompting by the Site (for example when prompted by the Site's registration forms), you agree that such information will be accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete as of the date the information was provided, or Acumen AdvisErs has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Acumen AdvisErs has the right, without limitation, to suspend or terminate any of your accounts and to refuse any and all current or future use of the Site (or any portion thereof).

6. Member account; password and security.

Acumen AdvisErs may supply you with a password and account designation upon completing the Site registration process. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to immediately notify Acumen AdvisErs of any unauthorized use of your password or account, or any other breach of security of which you are aware, and to ensure that you properly close out of your account at the end of each session. Acumen AdvisErs assumes no liability for any loss or damage arising from your failure to comply with this section.

7. User communications.

Subject to any applicable law and the requirements of the Privacy Policy with respect to your personal information (including your tax and financial information), any communications sent by you via this Site or otherwise to Acumen AdvisErs (including without limitation User Content) are on a non-confidential basis, and Acumen AdvisErs is under no obligation to refrain from reproducing, publishing or otherwise using them in any way or for any purpose.

8. Transactions with third parties.

Your correspondence or business dealings with, or participation in promotions of advertisers or third parties found on or throughout the Site, including without limitation with respect to the payment and delivery of related goods or services and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such parties and are not binding upon nor constitute obligations of Acumen AdvisErs. You agree that Acumen AdvisErs shall not be responsible or liable for any actions, losses, damages, liabilities, claims, judgments, costs or expenses of any nature or kind (collectively, "Claims") incurred as the result of any such dealings or as the result of the presence of such third parties on the Site, and you agree to indemnify Acumen AdvisErs and its affiliates from and against any Claims incurred as the result of any such dealings.

9. Third party links.

This Site may provide links or references to other sites. Acumen AdvisErs makes no representations, warranties or assurances as to any information in such sites, has no responsibility for their content and shall not be liable for any damages or injury arising from that content. Acumen AdvisErs disclaims any opinions expressed on such sites. Any links to other sites are provided merely for your convenience and the inclusion of such links does not imply that Acumen AdvisErs endorses the content of such sites.

10. Privacy Policy.

Any of your personal information which Acumen AdvisErs collects via this Site is subject to Acumen AdvisErs's Privacy Policy. For more information, please review Acumen AdvisErs's Privacy Policy.

11. Indemnification.

You agree to indemnify and hold harmless Acumen AdvisErs and its affiliates from and against any Claims arising out of or relating to: (i) User Content you submit, post to or transmit through the Site; (ii) your violation of this Agreement; or (iii) your violation of any rights of any other person in connection your access or use of the Site.

12. Questions.

Should you have questions concerning this Agreement, you may contact Acumen AdvisErs at legal@acumenadvisers.com